Royal Sundaram Comprehensive Car Insurance

Car insurance is an agreement between an insurance company and a car owner in which the car owner pays premiums, and the insurance company pays for any loss or damage to the vehicle. In India, car insurance is required if the car is commercial or personal usage. The comprehensive car insurance policy is a type of policy that provides coverage for both (policyholder & third-party) involved in an accident. Royal Sundaram General Insurance is the first to introduce the cashless claims process and in-house motor assessor concepts. Royal Sundaram comprehensive car insurance policy serves the insurance requirements in the case of any unexpected issues.

How does Royal Sundaram Comprehensive Car Insurance Policy Work?

Comprehensive policy of Royal Sundaram car insurance provides compensation for all third-party liabilities. In addition, it offers compensation for damages to the insured car. In the event of an emergency, you will receive free roadside assistance. Multiple add-ons are available to enhance the coverage of your base policy.

Royal Sundaram Comprehensive Car Insurance Policy Vs. Third Party Car Insurance Policy

How to Buy Royal Sundaram Comprehensive Car Insurance Policy? 

To buy Royal Sundaram comprehensive insurance follow the steps given below:

1. Contact the website of the Royal Sundaram General Insurance Company.
2. Download the form and fill in all the details.
3. Choose a policy and pay the premium.
4. Collect information on the email ID.
5. You can also dial the toll-free number 1860 425 000 or email customer.services@royalsundaram.in.

What All is Covered Under Royal Sundaram Comprehensive Car Insurance Policy? 

The following things are covered under the Royal Sundaram comprehensive car insurance policy:

• Compensation for the insured car's damage or theft.
• Coverage for third-party person, vehicle and/or property damage.
• Coverage against natural/man-made calamities such as earthquake, cyclone, tsunami, riots, strikes, terror attacks, etc.

What All is not Covered Under Royal Sundaram Comprehensive Car Insurance Policy?

The following things are not covered by the Royal Sundaram comprehensive car insurance policy:

• Driving when intoxicated
• In the event of a war, conflict, rebellion, or a nuclear threat
• Commercial use of a personal automobile
• Leaving the pre-determined geographical area
• Electrical and mechanical breakdown
• Normal wear and tear
• The driver engaged in the accident did not have a valid driver's licence/policy
• Depreciation with no extra zero depreciation cover and any resultant loss

Royal Sundaram Comprehensive Car Insurance Benefits

• Customer Service - This company has a fantastic customer service team that provides exceptional pre-sales and post-sales services.
• Towing Service - If spot repairs are not possible, Royal Sundaram car insurance provides towing services to India's leading manufacturers.
• Discounts - If you choose a voluntary deductible of INR 15,000, you will receive a significant 35% discount on your own damage premium, up to INR 2,000.
• Accidental Coverage - In the event of an accident, Royal Sundaram car insurance provides you with a dedicated personal relationship manager who will assist you and handle your claim settlement.
• Claim Settlement - This company has an excellent claim settlement track record.
• Add-ons - This company provides critical automotive add-ons at a reasonable price. These options supplement your standard car insurance. 
• Huge network of cashless garages.

Royal Sundaram Comprehensive Car Insurance Review

The Royal Sundaram comprehensive car insurance policy is a great way to protect yourself and your vehicle against damages. It provides complete protection against possible accidental damages to oneself and a third-party. Moreover, the company provides safe and reliable insurance policies that can be bought online without much hassle.